What is Superannuation?   This may sound like a strange question cos’ we’ve all got it, but dissecting the appropriateness of very differing funds is essential to building up a strong income stream in retirement.  We find our clients are concerned about the 4 C’s…

We'll look at your superannuation needs from 3 angles:

1. Administration  
   a. What features do you need from the fund administrators ?
   b. Which format best suits my needs – Self Managed, Wrap, Retail, Wholesale or Industry ?
   c. What are the costs vs. benefits?
   d. Insurance options
   e. Reporting & Compliance

2. Portfolio Construction
   a. How do you purchase assets, what assets are available to purchase ?
   b. What’s the best mix of assets for me ?
   c. Who are the guys looking after your money ?
   d. How do they manage risk ?
   e. How do they differ from the manager next door ?
   f. Will these assets feed you in retirement ?

3. Initial Advice & Ongoing Reviews
   a. We work through all the points above in a logical and systemised fashion to tailor your appropriate fund.
   b. We’ll use the best Research Houses to ensure your portfolio is working hard for you.
   c. We look at the “back end first”, so check out our info on retirement planning.
   d. Ongoing reviews are vital to ensure your strategy and portfolio is still meeting your long term goals.

Helpful Hint: The earlier in life you start to care about your superannuation monies the more you’ll thank yourself for it in retirement, so remember it’s your money, get some professional advice and take the time to understand your options